For us, it’s all about trust, attitude and an understanding which only comes with time.

We think differently. We work differently. And we treat clients as though our world revolves around them. Because it does.

Our people are highly motivated and intensely loyal. We share a vision and get a huge buzz out of what we do.

We want your business, and once we’ve won it, we’ll go the extra mile to keep it.

At the end of the day, we don’t just work at V12finance.com, it’s our passion.

And that’s our edge.

Mark Williams
Business Development Manager
Formerly an account manager with First National Tricity Finance, Mark gained his retail finance experience in the furniture and electrical sectors and was closely involved in the development of retail finance in the travel market. His 10 years in the industry also includes exposure to the motor and home lending sectors.

Mark joined V12finance.com  in January 2004 to further develop our presence in the south of the UK. Mark says " V12finance.com offer a low-cost comprehensive suite of finance products together with unrivalled IT systems and technology."

Steve Smithson
Research & Development Consultant
Steve has a wide ranging experience of retailing and retail finance. As a retail store manager in the home electronics sector for Laskys and Sony Centres he gained his retail grounding behind the counter. As Area Sales Manager for Lombard Tricity Finance he gained his experience of selling retail finance into the retail electronics and furnishings sectors.

Following a spell as a Field Sales Manager with the Automobile Association, he joined Hitachi Capital Consumer Finance (formerly known as Nova Retail Finance) and was a member of the Senior Management Team with responsibility for IT.

He is retained by V12finance.com to assist the business in project management and process improvement - "to ensure costs are driven down and efficiency is maximised."